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Workshop on 02.12.2016

We can gradually move from a less-cash society to a cashless society. India has the highest use of cash in the world, according to MasterCard report. Such high use of cash would only strengthen the country’s informal economy, which is not in the larger interest of the nation. Reduced use of cash would choke the grey economy, curb money laundering and result in increased tax collections to the government’s coffers. Various options towards a cashless or less-cash economy include Unified Payments Interface (UIP), Bank Card, prepaid cards, using various cards at any PoS (point of sale)/ ATM, e-wallet or digital wallet, etc. With high mobile phone use in India, an important requirement is change of mindset.

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